Condo, Co-Op and Renter’s Insurance
Condo, coop, and rental dwellers have different but equally important needs from homeowners. Condo associations, co-op boards or landlord’s insurance generally cover losses and damage to the building itself, but not personal property.
GFI, a leader in real estate, knows condominium, coop and renter’s insurance inside-out. We know that policy costs, coverage options and limits vary enormously by region and company. As a result, we can help you sort through the maze of offerings and options to choose the one that is right for you.
We’ll help you review the limits of your coverage so you’ll know what you are buying and what you can expect if disaster happens. We’ll walk you through the various types of coverage – liability coverage, “loss of use”, which covers the costs of temporary accommodation if you’re forced out of your home, and replacement insurance. We’ll also review the deductions you’re entitled to for such things as installing smoke detectors or dead bolt locks. You can expect the ultimate in cost containment and claims payment satisfaction.